{"id":29380,"date":"2025-10-05T18:07:07","date_gmt":"2025-10-05T11:07:07","guid":{"rendered":"https:\/\/blog.umsu.ac.id\/aktual\/?p=29380"},"modified":"2025-10-05T21:25:48","modified_gmt":"2025-10-05T14:25:48","slug":"syarat-kur-bri-oktober-2025-bunga-angsuran-dan-cara-pengajuan","status":"publish","type":"post","link":"https:\/\/blog.umsu.ac.id\/aktual\/syarat-kur-bri-oktober-2025-bunga-angsuran-dan-cara-pengajuan\/","title":{"rendered":"Syarat KUR BRI Oktober 2025: Bunga, Angsuran, dan Cara Pengajuan"},"content":{"rendered":"<h2>Syarat KUR BRI Oktober 2025: Bunga, Angsuran, dan Cara Pengajuan<\/h2>\n<p>Bagi pelaku usaha mikro, kecil, dan menengah (UMKM) yang sedang mencari tambahan modal, KUR BRI tetap menjadi salah satu pilihan menarik di tahun 2025.<\/p>\n<p>Di Oktober ini, informasi terbaru mengenai syarat KUR BRI, bunga, dan simulasi angsuran kembali menjadi sorotan. Berikut ringkasan pentingnya agar Anda tak keliru saat mengajukan pinjaman.<br \/>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-0032959964480376\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- fahum-info-3 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-0032959964480376\" data-ad-slot=\"9986154933\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h3>Persyaratan Utama untuk Ajukan KUR BRI<\/h3>\n<h4>Untuk bisa mendapat fasilitas KUR BRI, calon debitur harus memenuhi beberapa syarat dasar berikut:<\/h4>\n<ul>\n<li>Memiliki usaha produktif dan layak<\/li>\n<li>Usaha sudah berjalan minimal 6 bulan<\/li>\n<li>WNI, berusia produktif<\/li>\n<li>Belum memiliki kredit serupa di perbankan (kecuali kredit konsumsi seperti KPR, KKB)<\/li>\n<li>Menyertakan dokumen identitas (KTP, KK) dan bukti usaha (misalnya surat izin usaha, NPWP, atau dokumen usaha lainnya)<\/li>\n<\/ul>\n<p>Syarat ini berlaku baik untuk KUR Mikro maupun jenis KUR lain yang ditawarkan.<\/p>\n<h3>Bunga dan Biaya<\/h3>\n<p>Salah satu keunggulan KUR BRI adalah bunga yang relatif rendah dibanding kredit komersial biasa. Saat ini, suku bunga yang diberlakukan sekitar 6 % per tahun efektif. Untuk biaya administrasi dan provisi, beberapa jenis KUR tidak mengenakan biaya tambahan agar beban debitur lebih ringan.<br \/>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-0032959964480376\" crossorigin=\"anonymous\"><\/script><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block; text-align: center;\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\" data-ad-client=\"ca-pub-0032959964480376\" data-ad-slot=\"2854065527\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h3>Simulasi Angsuran KUR BRI<\/h3>\n<h4>Sebagai gambaran, berikut simulasi cicilan bulanan untuk beberapa plafon pinjaman:<\/h4>\n<h5>Pinjaman Rp1.000.000:<\/h5>\n<ul>\n<li>12 bulan: Rp88.333<\/li>\n<li>24 bulan: Rp46.667<\/li>\n<li>36 bulan: Rp32.778<\/li>\n<li>48 bulan: Rp25.833<\/li>\n<li>60 bulan: Rp21.667<\/li>\n<\/ul>\n<h5>Pinjaman Rp2.000.000:<\/h5>\n<ul>\n<li>12 bulan: Rp176.667<\/li>\n<li>24 bulan: Rp93.333<\/li>\n<li>36 bulan: Rp65.556<\/li>\n<li>48 bulan: Rp51.667<\/li>\n<li>60 bulan: Rp43.333<\/li>\n<\/ul>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-0032959964480376\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- fahum-info-1 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-0032959964480376\" data-ad-slot=\"4535383672\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h5>Pinjaman Rp5.000.000:<\/h5>\n<ul>\n<li>12 bulan: Rp441.667<\/li>\n<li>24 bulan: Rp233.333<\/li>\n<li>36 bulan: Rp163.889<\/li>\n<li>48 bulan: Rp129.167<\/li>\n<li>60 bulan: Rp108.333<\/li>\n<\/ul>\n<h5>Pinjaman Rp10.000.000:<\/h5>\n<ul>\n<li>12 bulan: Rp883.333<\/li>\n<li>24 bulan: Rp466.667<\/li>\n<li>36 bulan: Rp327.778<\/li>\n<li>48 bulan: Rp258.333<\/li>\n<li>60 bulan: Rp216.667<\/li>\n<\/ul>\n<p><em>Catatan: Simulasi ini hanya ilustrasi. Angka bisa berbeda sesuai ketentuan BRI.<\/em><\/p>\n<h3>Cara Mengajukan KUR BRI<\/h3>\n<h4>Ada dua cara mudah untuk mengajukan KUR BRI:<\/h4>\n<h5>Datang langsung ke kantor cabang BRI<\/h5>\n<p>Bawa dokumen persyaratan dan isi formulir pengajuan di bank.<br \/>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-0032959964480376\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- fahum-info-3 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-0032959964480376\" data-ad-slot=\"9986154933\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h5>Melalui online via situs resmi KUR BRI<\/h5>\n<p>Masuk ke portal pengajuan, isi data usaha, unggah dokumen, pilih plafon serta tenor, lalu kirim pengajuan.<\/p>\n<p>Setelah itu, pihak bank akan melakukan survei usaha. Bila pengajuan disetujui, dana bisa segera dicairkan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Syarat KUR BRI Oktober 2025: Bunga, Angsuran, dan Cara Pengajuan Bagi pelaku usaha mikro, kecil, dan menengah (UMKM) yang sedang mencari tambahan modal, KUR BRI tetap menjadi salah satu pilihan menarik di tahun 2025. Di Oktober ini, informasi terbaru mengenai syarat KUR BRI, bunga, dan simulasi angsuran kembali menjadi sorotan. Berikut ringkasan pentingnya agar Anda [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":29384,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","override":[{"template":"1","parallax":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","post_calculate_word_method":"str_word_count","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"1","show_post_related":"0","show_inline_post_related":"0"}],"image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post_position":"meta","trending_post_label":"Trending","sponsored_post_label":"Sponsored by","disable_ad":"0"},"jnews_primary_category":[],"footnotes":""},"categories":[26651,4208,4453],"tags":[35250,1573,32891,35251,35249,1040],"class_list":["post-29380","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel","category-bansos","category-info","tag-bunga-kur-bri-2025","tag-cara-ajukan-kur-bri","tag-kredit-usaha-rakyat-bri","tag-kur-bri-oktober-2025","tag-simulasi-angsuran-kur-bri","tag-syarat-kur-bri"],"_links":{"self":[{"href":"https:\/\/blog.umsu.ac.id\/aktual\/wp-json\/wp\/v2\/posts\/29380","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.umsu.ac.id\/aktual\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.umsu.ac.id\/aktual\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.umsu.ac.id\/aktual\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.umsu.ac.id\/aktual\/wp-json\/wp\/v2\/comments?post=29380"}],"version-history":[{"count":1,"href":"https:\/\/blog.umsu.ac.id\/aktual\/wp-json\/wp\/v2\/posts\/29380\/revisions"}],"predecessor-version":[{"id":29383,"href":"https:\/\/blog.umsu.ac.id\/aktual\/wp-json\/wp\/v2\/posts\/29380\/revisions\/29383"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.umsu.ac.id\/aktual\/wp-json\/wp\/v2\/media\/29384"}],"wp:attachment":[{"href":"https:\/\/blog.umsu.ac.id\/aktual\/wp-json\/wp\/v2\/media?parent=29380"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.umsu.ac.id\/aktual\/wp-json\/wp\/v2\/categories?post=29380"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.umsu.ac.id\/aktual\/wp-json\/wp\/v2\/tags?post=29380"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}